“Those with a poor score are, in general, perceived to be the opposite. So get on those apps and sites and use the tips you’re given to get that score bumped up.”
Provide your driving licence number when doing an online quote
According to Mr Bucke, insurers have noticed the drivers who give their driving licence number are trustworthy and claim less so they “immediately” discount their premium because they are deemed as lower risk.
Mr Bucke said: “It’s a really simple money-saving trick but can save up to five percent in some cases so is well worth doing at a time when every penny matters.”
Don’t forget anything – the policy will cost more if things are missed
It’s important to ensure all information provided is absolutely accurate to avoid having to pay a fee.
Mr Bucke said: “Claims, accidents – even if it was not your fault, make sure it’s stated. Insurers have access to data to confirm and check what you say. If you forget anything your rate will get loaded more than if you had actually mentioned it in the first place.
“Some insurers won’t even quote if your details don’t match the data they can access while others will charge 25 to 50 percent extra if you’re forgetful or, worse still, economical with the truth.”
Aggregators may save time but they don’t always save money
While online comparison sites, known as aggregators, may appear to save time, they may not always provide the best deal.